Portfolio Rebalancer

System Intermediate Cash Equities ETFs Mutual Funds Futures Multi-Asset

All Market Conditions

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Quick Reference

Strategy Type Portfolio Management / Risk Control
Market Outlook All Market Conditions
Risk Level Low to Moderate (depending on target allocation)
Time Horizon Medium to Long-term
Best Conditions Disciplined long-term investing with defined asset allocation
Avoid When Very short-term trading, highly concentrated bets required

India-Specific Notes

Applicable Instruments

Equities Nifty 50 stocks, Nifty Next 50, sector stocks
Etfs Nifty BeES, Bank BeES, Gold BeES, Liquid BeES
Mutual Funds Direct plans for lower expense ratios
Debt Government securities, corporate bonds, liquid funds
Gold Sovereign Gold Bonds, Gold ETFs, Digital Gold

Tax Considerations

Equity Stcg 15% if held < 12 months
Equity Ltcg 10% above ₹1 lakh if held > 12 months
Debt Taxation As per income tax slab (post April 2023)
Gold Taxation As per income tax slab for physical/digital, LTCG for SGBs after 8 years

Rebalancing Costs

Brokerage 0.01-0.5% depending on broker
Stt 0.1% on equity sell transactions
Stamp Duty 0.015% on buy transactions
Gst 18% on brokerage

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