Ratio Spread Dynamic

Options / Advanced Income Expert Singapore FTSE 100 Index Options UK Stock Options US-Listed UK ADR Options

Moderately directional with target price expectation

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Quick Reference

Strategy Type Ratio Spread / Unequal Quantity Strategy
Market Outlook Moderately directional with target price expectation
Risk Profile Asymmetric - Limited one side, Unlimited other side
Reward Profile Maximum profit at short strike, can be entered for credit
Time Horizon Short to Medium-term (21-45 DTE typical)
Iv Environment High IV preferred (selling extra options benefits from premium)
Breakeven Complex - depends on ratio and credit/debit

Payoff Profile

Asymmetric tent - peak at short strikes, unlimited risk beyond on one side

Singapore Market Details

Primary Instruments FTSE 100 Index options, UK large cap stock options, US-listed UK ADR options
Mas Compliance MAS regulated brokers required; Level 4 options approval typically needed for naked exposure
Trading Hours FTSE options: London hours 4 PM - 12:30 AM SGT; US ADRs: US hours
Contract Size FTSE 100 options: £10 per point; Stock options: 100 shares typically
Settlement FTSE options: Cash settled (reduces assignment risk); Stock options: Physical delivery
Tax Treatment No capital gains tax for individuals in Singapore
Margin Requirements Higher margin due to naked option component; varies by broker
Cdp Account Not required for foreign options; custody with broker
Singapore Relevance Ratio spreads offer enhanced income potential for experienced traders comfortable with asymmetric risk profiles

Frequently Asked Questions

What is a ratio spread?

Buy 1 option, sell 2+ options at different strikes. Creates asymmetric risk: Limited one side, unlimited other. Example: Buy 1 ATM call, Sell 2 OTM calls = Call ratio spread.

Why use ratio spreads?

Enhanced income (selling extra options), often enter for credit, max profit at target price. Use when moderately directional view and comfortable with naked exposure.

What is the risk?

UNLIMITED risk on one side. Call ratio: Unlimited above upper breakeven. Put ratio: Unlimited below lower breakeven. The naked option creates uncovered exposure.

Where is max profit?

At the short strike. Long option is profitable, shorts expire worthless. Example: 7,500/7,600 call ratio, max profit when FTSE at exactly 7,600 at expiration.

What is the danger zone?

Beyond breakeven on the naked side. Losses accelerate in this zone. Must have exit plan before entering danger zone.

What is a backspread?

Opposite of ratio - sell 1, buy 2+. Limited risk between strikes, unlimited profit potential in direction of extra longs. Use for very bullish/bearish views.

How do I choose the ratio (1:2 vs 1:3)?

1:2: Standard, 1 naked option. 1:3: More credit, 2 naked options, closer breakeven. 2:3: Conservative, 1 naked option. Match to conviction and risk tolerance.

How do I hedge if threatened?

Options: Buy wing (converts to defined risk), roll shorts further OTM, reduce ratio (buy back one short), close position. Decision based on cost vs benefit.

What IV environment is best?

High IV (>40% rank). Extra shorts generate more premium. Better credit, wider breakeven. Also benefits from IV crush after entry.

When should I exit?

50% of max profit (target), 7 DTE (time exit), price approaching danger zone, delta exceeding 0.50. Don't hold hoping - manage actively.

How to optimize with vol surface?

Analyze skew at potential short strikes. Higher IV at short = Better premium. Compare across strikes and expirations. Enter when surface offers edge vs theoretical.

What is a calendar ratio?

Ratio across expirations - long back-month, short multiple front-month. Combines time decay differential with ratio income enhancement. Complex but powerful.

How to manage portfolio of ratios?

Cap total naked exposure (10-15%), daily loss limits, stress test for gaps. Combine with defined risk strategies. Track aggregate Greeks. Size for tail events.

What about gap risk?

Hardest to manage. Overnight gap through breakeven = Significant loss. Mitigate: Smaller size, permanent wings, diversification, strict position limits. Accept as cost of strategy.

How do ratios fit in portfolio?

10-20% allocation for enhanced income. Balance with 50-60% defined risk. Ratios add return potential but tail risk. Monitor aggregate exposure. Adjust based on risk tolerance.

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